Credit Scores Insights

Hi everyone, I’m Nolan Williams, your finance teacher, great to have you here! Today, we’re talking about credit scores and how they affect your financial life.

Your credit score is a three-digit number, usually between 300 and 850, that tells lenders how reliably you manage debt.

A higher score means better chances for loan approvals, lower interest rates, and even easier rental or job approvals.

Want to build or maintain a strong score? Pay bills on time,

keep your credit card balances low,

avoid opening too many accounts too quickly

and check your credit report regularly for errors.

Your credit score isn’t just a number—it’s a tool that can open doors. Stay consistent, make smart moves, and keep learning as you go. Thanks for hanging out today—see you next time!